Thank you everyone for your suggestions. I will add Renascence and Flower of Evil to list!!
I alluded to Minglan in the Story of Minglan but didn't make it obvious, oops. She's my #1 for this type of character. Part of the reason why she is so smart is cause she knows how to be patient and put on a smiling front. When she does act though, it's a killing blow. She fits the phrase "jūnzǐ bàochóu, shí nián wèi wǎn /when a nobleman takes revenge, ten years is not too late" so well. I think the reason why I enjoy this character so much is that it is so applicable to real life - sometimes you have to put your emotions aside and just 'grin and bear it'.
Story of Yanxi Palace is on my watchlist (at some point) but, from what I've heard, I don't think it applies here. While the FL is very smart, she's not cautious at all. She's more...plucky and headstrong and gives off the "don't mess with me" vibes." Which is fine but realistically, given the position she was in, she would not have been able to get away with that and it ruins believability. Like, irl, you cannot tell your supervisor to screw off and not expect to get fired. While Minglan and Shiyi may do a couple of unrealistic things, the show has them succeed by having them still follow the rules of the time and their position. Then again, this is all from what I've heard so maybe I just need to watch it and form my own opinion.